In case the Insurance Information Bureau of uk website (https://ownvehicle.askmid.com/) MID check
- Step 1: Visit the official website of https://ownvehicle.askmid.com/ and click on “Know your vehicle details” from the top search navigation.
- Step 2: Enter the vehicle registration number (number plate details) and the required ‘Verification Code’.
- Step 3: Click on ‘Search Vehicle’.
- Step 4: You will be able to view the insurance expiry date of the vehicle along with other details of the vehicle.
What is a Vehicle Registration Number?
All road vehicles in uk gov. are required to be registered with a licence number. The licence number is also referred to as vehicle registration number or number plate. The registration number is issued by the Regional Transport Office (RTO) of the concerned state. The registration number plate is placed on the front and back of the car or bike.
Easy Ways to Check Vehicle Insurance Status Online
Even if you have forgotten your vehicle insurance details or lost your policy documents, you can easily check whether your vehicle is still insured. From your insurance company, your renewal date and other general information can be tracked from your insurance provider.
The internet has made several insurance transactions efficient and fast. New-age digital insurance providers are at the forefront of offering the best after-sales service. Read on to find out how to check vehicle insurance status online.
- Step 1: Visit the official website of https://ownvehicle.askmid.com/ and click on “Know your vehicle details” from the center search navigation.
- Step 2: Enter the vehicle registration number (number plate details) and the required ‘Verification Code’.
- Step 3: Click on ‘Search Vehicle’.
- Step 4: You will be able to view the insurance expiry date of the vehicle along with other details of the vehicle.
then accpect terms and conditions then fill capcha code and then click check this vehicle
then show your vehicle insurance status deatils on askmid
Continuous insurance enforcement
It’s important to show up on askMID because of a law that came into play in 2011 called ‘continuous insurance enforcement’. This means unless you’ve registered your vehicle as off the road, it’s a legal requirement to have a valid insurance policy.
There are things you may do that invalidate your car insurance even if it shows up on askMID. You can check out our handy guide on what invalidates car insurance if you’re unsure.
MID check
You can check your insurance policy is valid using the MID database yourself, it’s completely free and it will tell you straight away if your insurance is valid. Just follow these simple steps if you want to check it out:
- Go to https://ownvehicle.askmid.com/
- Enter your vehicle registration number
- Tick the box and confirm that you’ve read the Data Protection Declaration
- Click ‘Check this vehicle’
Why isn’t my insurance showing up on askMID?
If you’ve only recently bought insurance and it’s not showing up, there’s no need to panic. Sometimes new insurance policies are only added once per week and it may not be up to date with your insurance policy just yet.
However, let’s just take a step back… If your insurance policy isn’t showing up on the MID, the first thing to do is check for errors with your insurance details. We’re all guilty of a typo from time to time, so it could be as simple as using the letter ‘O’ instead of zero.
If you think you’re insured but your insurance policy isn’t showing up on the MID, it’s a good idea to get in touch with your insurance provider. They will be able to send your details to the MID.
What happens if your vehicle doesn’t show up on askMID?
If you don’t have a valid insurance policy, you’ll get a red box that says ‘no, the vehicle is showing as uninsured’.
If your vehicle is shown as not being insured on the MID, it’s possible you may be pulled over by the police. If this happens and you do have valid insurance, you’ll just need to show them your insurance policy documents to prove it but remember that it’s your responsibility to prove you have it, not theirs to prove you don’t.
How long does it take for askMID to update?
The Motor Insurance Database (MID) is generally updated every 48 hours. However it can take up to 7 days to update.
Can you check if someone else has valid insurance?
The askMID service can also be really helpful if you’ve been in an accident and want to check if the third party involved has valid insurance.
Just like if you were searching your own registration, the process is private and the third party won’t be made aware of your search. The process is slightly different if you’re checking third party insurance after an accident, don’t worry, we’ve got those steps down for you here:
- Go to https://www.askmid.com/askmidenquiry.aspx
- Fill out your contact information and registration number
- Fill out the third party registration number
- Fill out information about your involvement in the incident and the incident date
- Confirm the terms of use
- Pay a £5 fee
Does temporary car insurance show up on askMID?
Yes. But it can take up to a week for the cover to show on the Motor Insurance Database. There should already be an annual insurance policy on the car if it’s a learner driver policy or if you’re sharing a friend or family member’s car. If your temporary insurance isn’t showing up yet on the MID, make sure you’ve got your insurance policy documents handy so you could prove you’ve got insurance if you got pulled over to save any possible issues.
If you’ve found this article helpful but lost with all the car insurance wording, you may want to check out our car insurance jargon buster and get up to speed with all the other confusing insurance terms.
