Friends, in today’s time car has become a needy thing. Today a car is visible outside every house. Along with the car, it is also necessary to take car insurance. In India it is mandatory to take car insurance. So friends, it is also very important to know which company to take while taking car insurance. Here we have reviewed the car insurance of one such company which is one of the top 10 companies in India. And that is Oriental Car Insurance Company. Car insurance not only covers the driver-owner and the car but also provides coverage for third party damages and losses.
Oriental Car Insurance offers an affordable premium insurance plan. Oriental Car Insurance has approx 3100 network garages. Oriental car insurance claim settlement ratio is 91.76%. Friends, Oriental car insurance premium starts from 2072/year. So friends, let us know in detail about Oriental Car Insurance.
How many and which plans are there for Oriental Car Insurance?
Friends, Oriental Car Insurance mainly has 3 plans. Each plan has different features. Here are these 3 plans-
1.Comprehensive Plan
2.third party plan Limited
3.Third Party Plan
Comprehensive Plan: Oriental comprehensive car insurance policy not only provides coverage for third party death or property damage but also for damage caused to the insured’s car. Oriental Comprehensive Car Insurance This is a comprehensive car insurance that offers a good coverage against high losses due to unexpected accidents at an affordable premium rate.
Third Party Plans: Oriental third party car insurance policy is best for third party liabilities such as third party death, injury or property damage due to accident etc. If you have this insurance plan then you will be free from the burden of third party liabilities in future.
Limited Third Party Plans: Limited third party plan The policy is a limited plan. This plan provides coverage only for damage caused by the insurer’s car to third party prope Plan.
What are the benefits of taking Oriental Car Insurance?
○Third party property damage cover up to 5 lakhs
○ Personal accident cover up to 15 lakhs
○ total 4 add on cover 24/7 Claims Assistance
Some Silent Features-
If compared with the top insurance companies in India, Oriental Insurance Company is a comprehensive company with around 30 regional offices and 1800 operating offices.
It provides specific plans as per the requirements of the urban and rural population of the country.
affordable premium
There is a coverage time of one year. Shorter time cover is also available.
Online service to buy plans, renew policies and know about car insurance.
400 or 650 alternative car insurance allowance in case of accident, theft, damage of the insured car.
Free emergency service through TVS without any extra premium.
How to claim Oriental Car Insurance?
With 5 simple steps, you can know how to claim Oriental Car Insurance.
The policy holder will have to inform the insurance company immediately and also submit the claim form.
If there is death or any loss of third party in the accident, then FIR has to be filed immediately and a copy of that FIR will also have to be submitted to the insurance company.
The insurance company will then send a surveyor to inspect the nature and see how much damage has been done.
After that document verification will take place and the insurance company will proceed with the claim.
The claim settlement process will be seamless and with highly efficient customer support.
How to calculate premium – How is premium calculated?
There are a few factors that are taken into account to calculate the premium. Cause of damage to the car- –
•IDV of the vehicle
• cubic capacity of the vehicle
•Area of registration
There are a few factors that are taken into account to calculate the premium. Cause of damage to the car-
•IDV of the vehicle
• cubic capacity of the vehicle
•Area of registration
•age of vehicle Additional premium for-
•Electrical and electronic items
•CNG/LPG fuel
•add on cover
– Additional benefits
With the help of Oriental car insurance calculator, you can calculate the premium of insurance. Now you will think that where will the Oriental car insurance calculator be found? So the insurance company that you have to take insurance from, Jake, you will find this calculator on the website of the insurance company. All you have to do is enter some details of your car. Like car model, type, when taken, what is your city, whether the car is diesel or petrol etc.
How to renew Oriental car insurance? – Oriental car insurance renewal in Hindi
CAR INSURANCE / INSURANCE
How To Take Oriental Car Insurance – Oriental Car Insurance Plans, Reviews & Benefits
Friends, in today’s time car has become a needy thing. Today a car is visible outside every house. Along with the car, it is also necessary to take car insurance. In India it is mandatory To take car insurance. So friends, it is also very important to know which company to take while taking car insurance. Here we have reviewed the car insurance of one such company which is one of the top 10 companies in India. And that is Oriental Car Insurance Company. Car insurance not only covers the driver-owner and the car but also provides coverage for third party damages and losses.
Oriental Car Insurance offers an affordable premium insurance plan. Oriental Car Insurance has approx 3100 network garages. Oriental car insurance claim settlement ratio is 91.76%. Friends, Oriental car insurance premium starts from 2072/year. So friends, let us know in detail about Oriental Car Insurance.
